Preventing Identity Theft
Identity theft is an increasingly popular crime — there's a new victim almost every minute. Thieves steal critical information about their victims: names, addresses, telephone numbers, bank account or credit card numbers, and — most dangerous of all — Social Security numbers. They put this sensitive information to work in many ways: applying for additional credit cards or auto loans, opening bank accounts, setting up telephone services, and going on shopping sprees. Some identity thieves even go so far as to file bankruptcy in a victim's name or give the victim's name to police during an arrest.
How Much Money Will You Need When You Retire?
Retirement planning can be stressful and discouraging. With all the variables, how can you possibly know how much to save? You don't know how long you'll live or how expensive your health care costs will be in your later years. And there's always inflation to consider.
Prioritizing Your Budget
If your budget shows you have more expenses than income, there are many ways to get out of trouble. Remember, everyone has different priorities. You will have to make the decisions that are right for you.
Mind Over Money: Creating a Spending Plan You Can Stick To
It may not say so in the job description or on the business card, but we are all managers. We manage our time. We manage our health. We manage our households, our families and our kids (even if it sometimes seems as if they’re managing us!).
10 Ideas for a New Year’s Resolution Worth Keeping
New Year’s resolutions, the skeptics say, are made to be broken. How about if you could prove the skeptics wrong by making a resolution you can actually keep, one that if kept, may drastically improve your financial outlook for 2012 and beyond?